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you good morning good afternoon good evening wherever you are in the world um thanks for joining financial statements at the peterson institute for international economics im nicholas veron i will close this session um with a lot of help of course with all my colleagues here starting with jessica parada as usual theres a lot of turmoil in the world as we speak so thanks for joining this session that looks a bit aside from whats big in the news but actually its very connected we will talk about payments digital and market infrastructure uh and uh of course central bank digital currencies and uh this is uh very much connected with what weve seen uh in terms of sanctions and the financial front of the events unfolding in eastern europe uh ulrich bin sal is the director general for market infrastructures and payments at the european central bank he studied economics at sarland university graduated in 1990 40 1994 and spent three years at deutsche bundos banks a german central bank and