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hi this is Dax with elemental risk management itamp;#39;s been a bit since weamp;#39;ve done some videos but weamp;#39;re gonna get back into it and weamp;#39;re going to start with artificial intelligence and how it may or may not impact the commercial insurance industry and the insurance Industries in a hole so artificial intelligence weamp;#39;re all getting kind of inundated with things going on with AI whether it be GPT open AI Microsoftamp;#39;s getting into it of course car companies AI is going to be in some level for all of us part of our daily lives if it isnamp;#39;t already so in the insurance industry aiamp;#39;s been kind of I would say more of the concern on an agent side if it would potentially basically eliminate us and make us as agents not relevant anymore and my feeling and granted this is always going to be kind of an evolving thing I donamp;#39;t think weamp;#39;re ever going to fully get to an end result but so far everything Iamp;#39;ve seen h