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all righty welcome to our webinar everybody uh why you need adverse action and how 10th street makes it easy my name is leah kelly and i have an amazing crew of adverse action experts on this call today joining us today is shannon wheeler our general counsel we have ashley kate and peterson one of our industry experience account managers and our director of implementation and account management kim taken who also has a ton of industry experience so first i want to thank everybody so much for joining our training call today we run these calls monthly usually at the end of the month and they cover various topics such as automation driver engagement uh communication strategy and so on so if you havent been able to attend all of those webinars or if you want to just see them in review you can always find them on our events page at 10th street.com events and on our youtube channel as well im going to go ahead and share those links in the chat here shortly after i finished speaking so uh k