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A little extra help for the what ifs we all worry about. Thats the power of Health ProtectorGuard. What ifs can be costly. Seeking medical treatment isnt always cheap, and it can be hard coming up with the cash to cover doctor visits, prescriptions or maybe even something bigger like a hospital stay. Health ProtectorGuard is insurance that pays a fixed benefit amount for eligible medical services like office visits, prescriptions, hospital stays, surgeries with some plans, and even wellness visits after a 30-day waiting period. Health ProtectorGuard is not an Affordable Care Act plan. It does not provide coverage for pre-existing conditions. Its a robust supplemental insurance plan to give you extra flexibility based on your health care needs. You choose the benefit level that makes the most sense for the health services you use most often. Heres a quick example: Lets say youve had a bad cough, trouble breathing and a fever for a couple of days. You see your doctor and get a