Easily Replace Dropdown in the Consumer Credit Application

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How to Replace Dropdown in the Consumer Credit Application

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hey guys so what is the difference between a consumer credit application and a job application both applications are asking you for the same information your social and address references so what is the difference the difference is your consumer credit application is you requesting immediate access to an extension of your own money a job application is you requesting to do manual labor to receive your own money so both applications are you requesting extension

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What are 6 things your credit card company must clearly disclose to consumers?

Total of payments, Payment schedule, Prepayment/late payment penalties, If applicable to the transaction: (1) Total sales cost, (2) Demand feature, (3) Security interest, (4) Insurance, (5) Required deposit, and (6) Reference to contract.

Who is responsible for fixing an error in a credit score?

Fixing credit report errors To ensure mistakes are corrected as quickly as possible, contact both the credit bureau and organization that provided the information to the bureau. Both these parties are responsible for correcting inaccurate or incomplete information in your report under the Fair Credit Reporting Act.

What protects consumers rights to fix mistakes on their credit report?

The Fair Credit Reporting Act (FCRA) provides consumers multiple ways to dispute inaccurate information on their credit reports. Commonly, consumers dispute the accuracy of information on their credit reports with the credit reporting company, such as Experian, Equifax, or TransUnion.

What are prohibited basis for declining to extend credit to a loan applicant?

Rules for Extensions of Credit 12 CFR 1002.7 Individual accounts. A creditor shall not refuse to grant an individual account to a creditworthy applicant on the basis of sex, marital status, or any other prohibited basis. that the creditor considers in evaluating creditworthiness.

What is the procedure for correcting credit report mistakes?

Dispute mistakes with the credit bureaus. You should dispute with each credit bureau that has the mistake. Explain in writing what you think is wrong, include the credit bureaus dispute form (if they have one), copies of documents that support your dispute, and keep records of everything you send.

What sets up a procedure for the quick correction of mistakes that appear on consumer credit accounts?

fair credit billing act (1974) Sets up a procedure for the quick correction of mistakes that appear on consumer credit accounts.

What are two questions you should avoid asking based on ECOA?

Any questions about your race, ethnicity and gender cannot be used as a reason to approve or deny your credit application. Creditors have to provide equal information to all borrowers throughout the entire transaction.

What is the name of the law that sets up a procedure for the quick correction of mistakes that appear on consumer credit card accounts?

The Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681, et seq., became effective on April 25, 1971. The FCRA is part of a group of laws contained in the Federal Consumer Credit Protection Act, 15 U.S.C. 1601 et seq.

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Replace Dropdown in the Consumer Credit Application