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[Music] hi im tina and im here with the keys team business management and i want to talk primarily with the family child care home providers with the difference between having a parent contract and having a parent handbook and whats the difference between the two so its very very important to have them both separated so i want to talk a little bit more about the handbook what it all pertains and what its all about and so really thats just your policies and procedures on how you would run your business you want to start off with your goals with your philosophy this is where you would put your exposure policy your sick policy again this is all just your policies and procedures on how you run your business then separately you will have a parent contract and on your parent contract thats where you would talk about to your parents in your intake about their payments how are you requiring them to pay what are your expectations are you asking them to pay a week ahead of time two weeks