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these days paying by credit or debit card takes just a quick tap or the insertion of a chip often the cart never leaves your hand but sometimes youre required to sign for an item and a cashier might even check to make sure the signature matches with the one on the back of the card verify viewer Deborah emailed us to ask if signing the back of the card would make it easier for identity thieves to copy your signature so lets verify is signing the back of your credit card a docHub security risk our sources are Capital One credit card processors Visa Mastercard and discover and Melissa lamborina with nerd wallet years ago signatures were the only tool to combat card fraud Merchants would compare the signature on the card with the one in the receipt but these days all of our sources say signatures are less relevant because newer technology like card microchips and virtual wallets have made making in-person transactions more secure MasterCard doesnt even require issuing Banks to have