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Nicole Vinson, an attorney with Merlyn Law Group, discusses handling denied or delayed property insurance claims, both commercial and residential. The firm specializes in litigation for these claims and bad faith cases. She emphasizes the importance of promptly reporting any loss, whether catastrophic or minor, to the insurance company. However, Vinson warns that despite paying premiums and having a long-standing relationship with an agent, the initial response from the insurance company may not be favorable. It is crucial to be well-prepared when presenting your claim to ensure it is addressed adequately.