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good afternoon and good evening to all participants my name is thomas joshua and im an associate leading officer at um i would like to floor to my senior colleague mr ross bachelor estrella principal league officer and head of the legislative friends of onsitra who will be moderating this webinar thank you very much thank you very much thomas and greetings to all participants good morning good afternoon and good evening ladies and gentlemen and welcome to the second day of our webinar on international experience with the dematerialization of negotiable transport documents yesterday we had the first session a general discussion of the legal framework for dematerialization of transferable records we had on the second panel a discussion more focused on the impact of dematerialization in banking practices and the advances being made already by the banking sector well focus today on the transport industry and we have two panels one on one panel uh the second one which is slightly larger a