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if you run a business in the Old Dominion State this video will help you understand Virginia business insurance requirements and some of the other commonly purchased commercial policies available Virginia business insurance helps protect your company and potentially your personal assets from lawsuits claims and settlements that can docHub into the millions what type of business insurance is required in Virginia Virginia requires only one type of commercial insurance policy and only under specific circumstances workers compensation small businesses with two or more employees are required by Virginia state law to have workers compensation insurance coverage any other policies and coverages are optional for your business to purchase there is not one small business insurance policy that covers every risk there are different commercial insurance policies that cover various accidents damages and lawsuits that could financially devastate a small business in Virginia without the right protectio