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This tutorial addresses income replacement coverage for tradespeople who experience accidents that hinder their ability to work, such as a broken ankle. It highlights the importance of understanding section B benefits, which provide income replacement after establishing eligibility. Across Canada, insured motorists can receive compensation for lost income, typically for up to two years. Additionally, Ontario offers options to upgrade certain benefits, allowing individuals who are unable to work due to an accident to receive more than the standard weekly amount. The coverage ensures peace of mind for workers facing income loss from such incidents.