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okay smirk would think insurance today were gonna talk about roofs and insurance and will your insurance cover a roof theres actually has several different answers to this theres a Noahs a yes and well go over those situations theres actually a lot of little things a lot of people dont realize about roofs and theres some tricks that some of these not so honest agents out there are doing or not even dishonest just some of them are getting the premiums lower by changing some of these coverages so lets dive right into it the first thing your insurance is gonna do is theyre gonna make a list of all of the different questions that theyre gonna ask you the underwriting guidelines and in those is going to be something along the lines of what year was your house built how many square feet is it does it have a basement all that stuff one of those questions is about your roof so it wants to know what the age of the roof is when was it last replaced sometimes if its a newer roof then