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Meet Mr. and Mrs. Taylor theyre a couple of 40-year-old educators earning a combined one-hundred and fifty thousand dollars a year. In this video, youll learn what happens if the Taylors ask me, a financial planner, how much they need to retire. Ill show my answer to their question and how I get it. And dont worry its actually an answer: a number that starts with a dollar sign. So - lets dive right in. To calculate a personalized Retirement Number for the Taylors, well need to learn two important things about them: one, their aspirations; and two, their concerns. Starting with their aspirations, the Taylors want to retire by age 65. And to fund their desired retirement lifestyle, we estimate theyll want to spend around 90,000 dollars a year in todays dollars during their retirement years. If youre curious, we got that figure by benchmarking from their current spending rate of about 80,000 dollars a year and adjusting it for specific post-retirement lifestyle factors. Next,