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punch the clock and watch the talk and do the things I need to sew but i can tell you when youre your time is youve used your time please understand when i advise you as to the use of your time if you desire to continue on thats your call its your time you can use it as you as you wish our first case this morning is whether five cases consolidated but gray and more on investments versus ocean bank good morning your honor Alex Brock fire on behalf of the appellants chasing ray Longhorn and granville investments at this time your honor i would like to reserve five minutes for rebuttal very good thank you its our contention at the trial court erred in granting summary judgment in favor of ocean bank because a genuine issue of material fact for me as to whether ocean bank complied with clause c of paragraph 22 of the mortgage in all five cases that are consolidated here on appeal the notice that was sent by ocean bank in the trial court below is identical the notices dated june second