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as you know or you may or may not be aware the u.s government put some loan forbearance programs in place as in reaction to the pandemic there have been a ton of mortgages coming out of forbearance if we look back to the end of may of last year there were 4.76 million 4.76 million loans in forbearance and this is from mcdash flash forbearance tracker for those of you who might be interested from august to october there were between 3.93 and 3.59 million loans in foreclosure starting in early october the number dropped under 3 million and has ranged anywhere from 2.9 million in november to 2.31 million toward the end of april of this year so the reality is that there are lots and lots of loans that are in forbearance that are working out and you probably are wondering okay well if theyre getting out of forbearance if theyre exiting forbearance whats happening to them well 47 47.3 of the loans exiting forbearance were paid in full now this information is from the mortgage bankers asso