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hi Im Kim Schmidt executive editor of farm equipment welcome to farm equipments used equipment remarketing roadmaps podcast in this episode Casey Seymour of moving iron LLC visits with Alan Hoskins president and national sales director of American Farm mortgage this episode of the used equipment remarketing roadmaps podcast is brought to you courtesy of agric solutions lets jump in as they discuss interest rates and working with Farmers to strategize what the impact of rising interest rates will look like and how to minimize that impact today I have got Alan Hoskins back on here with me Alan is the not correct if Im wrong here youre the president and CEO in National cells manager presidents national sales director president there you go there you go and he is out of whats Lexington right Louisville Louisville so I asked um Alan if he wanted to come on and do a monthly thing and just kind of talk about what he sees happening in the uh the banking industry and how it overall kind o