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the U.S dollar is about 60 percent of the value of all the currency on the planet and more than half of the dollars reside outside the United States the reason they uh every country has US dollars is first of all thats what central banks use as a reserve currency second of all oil is priced in dollars so this is the world and what we what you see here is that these are the countries that are avoiding the US dollar in trade theyre doing bilateral agreements where theyll either hold each others currency and settle that way or theyre establishing like right now theyre talking about a brics bank Brazil Russia India China and South Africa having a bank that will do settlements between the countries directly without using the US dollar these countries they tried to avoid using the US dollar like Iran tried and we banned them from using Swift how many here have made wire transfers before so do you know what a swift number is its its a code that you plug in and this Swift system is wha