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[Music] hey insurance this is tony kanis and today i want to talk to you about how a retention bonus a well-placed well-structured retention bonus can save you a lot of talent and a lot of money i first ran into this idea when a friend accepted a role with a major carriers underwriting training program he was coming right out of college with his rmi major he shared that part of the deal was a 40 000 bonus at the end of the fourth year after graduating from from the program and at first i was like wow dude you won the lottery and i wondered whether it made sense for the company i wonder whether the company had lost its mind throwing that kind of money at an inexperienced employee then over the last few years ive seen so many kids take the same tried and true path they graduate with an rmi major they join under internet programs at like 55 60 000 a year and that program lasts about six months usually based on the au program and they become commercial underwriters they do that for two y
