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In this tutorial, Lee Pearlman discusses seven common deceptive practices employed by insurance companies during personal injury claims. The first tactic is early settlement offers, which often present a meager amount compared to what victims may deserve. Research indicates that individuals who settle quickly may receive significantly less—up to 400% less—than those who are represented by an attorney. These early settlements typically fail to account for essential aspects such as medical expenses, lost wages, pain, and suffering. Pearlman emphasizes the importance of being aware of these tactics in order to protect one's rights and achieve fair compensation.