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welcome this is Tracy with note investor comm and today Im going to shoot a little video to go along with a blog post that talks about a very important tool for node investors and thats the split payment partial so in this transaction were gonna see how a split payment partial actually rescues a note purchase and this is from our real deal archives number 153 so what happens when a low praise ellipse the equity leaving a note balance greater than the value of the property well thats what happened with real deal number 153 was a seller finance note on a 15 unit motel in Texas and it had a sales price of a hundred sixty thousand with the down payment of 20,000 and the seller had carried back a note for the buyer of a hundred forty thousand sold that note was secured by the real estate and the buyer was making payments to the seller instead of a bank and they financed that for 11 percent for thirty years at one thousand three hundred and thirty three dollars and 28 cents a month and w