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In this video, Drew from Champlain Valley Law explains the difference between a personal injury claim and a personal injury lawsuit. He notes that terms like insurance claim, legal claim, and lawsuit are often used interchangeably by various professionals. To clarify, a personal injury lawsuit is a specific type of civil lawsuit, which involves two distinct actions to be considered legal. Understanding the formal legal process is crucial as it helps differentiate between a mere claim and the implications of filing a lawsuit. By grasping this distinction, viewers will better understand their legal situations and the relevance of pursuing legal action.