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Mark Lockhart discusses the process of filing insurance claims and working with adjusters. He emphasizes that whether using an independent or direct agent, the key is to connect with a claims adjuster. The adjuster's role is to manage the claim efficiently, verify your coverage, and ensure you receive the appropriate returns for your vehicle or home. A reputable adjuster will strive to facilitate a smooth experience, prioritize customer retention, and expedite the process of getting your car repaired or replaced while minimizing delays. Their goal is to resolve claims quickly and effectively to avoid incurring additional costs.