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hi everyone thank you for joining me today Im going to be walking you through how to change your investment allocations in your fidelity 401k first of all everyones 401 k plans are going to be different so this is going to vary between people and their company and what their company has to offer in terms of 401 k plans my 401 K is through fidelity so thats what Ill be walking you through in this video most 401 KS at your company are going to automatically invest you in whats called a target date fund target date funds are essentially a fund of funds its actively managed to select a group of mutual funds that is deemed appropriate for your retirement age target date funds definitely have some advantages especially if you want a really hands-off approach in terms of your 401 K allocations if youre automatically sending investments into your target date fund from your employers paycheck its going to automatically invest in an asset mix that is deemed appropriate for you target da