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hi Im Sean Reynolds the owner and designate a managing broker of Summit properties Northwest this is a quick overview video on the use of form 22 AC and that is the loan / lender change addendum to the purchase and sale agreement so if youre gonna change either the loan or the lender that the buyer is using need to throw in form 22 AC and get the seller to sign it otherwise you waive your form 22 a the financing contingency and thats not good including the appraisal the low appraisal part of that but Before we jump into the form lets take a quick look at a resource that I use all the time and that is the forms manual so for every major form in the MLS theyve created a forms manual and then you can scroll down to form 22 AC thats right here loan slash lender change addendum open that up and youve got kind of a list of general comments that the MLS puts in there so if you are looking for a little bit more information or want a little bit more description than what Im gonna give i