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navigating your federal retirement is is a very perplexing thing especially if your dual feds are tandem federal employees but then also some important questions come up with survivor benefits god forbid but when one of you passes away how much is the survivor getting hi im michael shilantic with and federal retirement today im joined in the office with christian sakamoto one of our advisors and we want to chat today about survivor benefits about a comment we got from one of our youtube users right yeah so xp bernie xp his question was my wife and i are both federal employees i will retire before her so upon my death she will receive an annuity 50 of my unreduced pension will she continue receiving that survivor annuity when she retires boy thats a great question about survivor benefits right so often we start thinking about income together income and how much were going to get not enough of the time when were doing planning do we really think about god forbid when one of us passe