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hello and welcome to woo stream bringing willama to you my name is Tiffany Newton and Im the director of alumni and period engagement here at Willamette University I am privileged to introduce our moderator Professor Rowan gray and our speakers Joan rukoff and Tim Myers this evening Rowan gray is an assistant professor of law of Willamette Universitys College of Law his research focuses on the legal design and regulation of money and finance including digital fiat currency as well as broader issues of Law and political economy Joan rukoff NBA 15 is a contributing assistant professor for willamettes Atkinson Graduate School of Management and serves as the EVP and Chief Operating Officer at Peoples Bank of Commerce she also has recently elected chair of the Oregon Bankers Association Oregons only trade Association dedicated to the baking industry and its customers Tim Myers ba 93 serves as the bank of Marins president and chief executive officer having joined the institution in 200