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hi my name is Danny Brogan and Im an insolvency service official receiver whilst that sounds very serious and official receiver is someone whose job it is to manage bankruptcies if youre in a manageable debt considering bankruptcy Im sure you worried about how it would affect your life specifically what would happen to your belongings you may have heard that when youre declared bankrupt and a fish receiver like me takes control of the things you own this doesnt mean we go into your house so maintain inventory of everything you own Ill physically come and take things out of your home instead we look at the information youve given us to understand what you own what its worth and what you need it for we are not usually interested in household items like your clothes bedding appliances or furniture we also will not usually sell items you need for your job like tools or a vehicle the exception is if any of these items are particularly valuable this is the case your actions might be