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if you are just looking for some sort of rule of thumb below 579 is considered poor between 580 to 669 is generally considered Fair 670 to 739 is considered good some 40 to 7.99 thats considered very good and if youre above 800 800 or above thats considered excellent I have looked at my own Teenage and young adult kids and thought if I wanted to teach them what I have learned about wealth building and what pitfalls to avoid what would I teach them where would I start what would I want them to know the topic of credit is clearly one of those foundational wealth building topics we start off our consumer lives not even knowing that a credit file has been open on us and it is being used against us you did not ask for it it happens automatically then years later in life when the car dealer wants to charge you astronomical rates on a car loan or when you want to buy a home or when you are turned down to rent an apartment or denied employment you slowly start learning how a lifetime of buy