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lets take a landlord minute and talk about casualty loss what happens if during some event a fire a flood a hurricane a rental unit is rendered completely uninhabitable well section 92.05 of the texas property code explains that either the landlord or the tenant can submit in writing to the other party a notice of termination of the lease automatically cut it off if there is a total loss of the unit um as long as the repairs have not been completed either party can terminate but what do you do if part of the rental unit is completely usable well at that point the landlord and the tenant can prorate rent and decide based on the uninhabitability of a portion of the unit what that rent will look like going forward until repairs are completed but for a 100 loss termination