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Replace Checkbox Group to the Assessment Of Condition Of Rental Property

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Aug 6th, 2022

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How to Replace Checkbox Group to the Assessment Of Condition Of Rental Property

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hello my fellow keller williams agents how are you on this saturday evening at 10 34 p.m good okay so lets get down to business here okay so now when youre doing and you have to send a lead disclosure out to your clients you know the way theres an area where seller has to choose a and b and then do you have lead yes i do i dont i dont know blah blah yadda yadda so there are options there we are not allowed to check off anything for them so they have to check it off themselves so im going to show you how to add the check boxes which will allow them to check it off themselves the way we were doing it before in our contact to close unfortunately did not work so i figured out how to do it the right way um so those of you who did the contact to close class you might want to check this out and follow it through follow through the whole class and this video i should say and figure out how to do it and going forward ill be showing you how to do this so im going to try to get this all

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

Can income from a rental property be used as qualifying income?

You can use rental income to qualify for several loan programs: A conventional loan, An FHA loan, Or a VA loan (but only on a 2-4 unit multi-family property in which you will occupy one of the units as your primary residence).

Can you use rental income from a departing residence?

Youre planning to buy a new home and rent out the house youre departing. With careful planning, you can use the rental income youll collect from the current place to offset your costs and give yourself the financial flexibility to get a mortgage to buy your new home.

What is the most a landlord can charge for damages?

Usually, there isnt a legal upper limit on damage-related fees, as the cost is largely determined by the kind of repair thats needed to bring the unit back into the same state it was in before the tenant moved into the unit.

How do you keep rental income passive?

The IRS considers a rental activity to be passive if real estate is used by tenants and rental income (or expected rental income) is received mainly for the use of the property. In other words, owning a rental property and collecting rental income is considered passive and not active in most cases.

Can I use rental income from a departing residence for FHA?

Homeowners wanting to purchase their next home with an FHA loan MUST relocate 100 (+) miles from the current home property to use the rental income from their departing residence to qualify for their next one.

What is the departing residence rule for FHA?

FHA Departing Residence Rental Income FHA guidelines will permit you to use the rental income for the home you currently live in if you plan to rent it out when buying a new home. However, your new home must be at least 100 miles away. This is outlined in the FHA 100 mile rule.

What can you add back when calculating rental income?

From total gross rents, subtract total expenses. Then add back insurance, mortgage interest, taxes, homeowners association dues (if applicable), depreciation, and non-recurring property expenses (if documented ingly).

What can be used to document acceptable rental history when manually underwriting VA loans?

Rental Payment History The following documentation is acceptable: Canceled checks can be provided. In lieu of canceled checks, the lender may use the borrowers bank statements, copies of money orders, or other reasonable methods for documenting the timely payment of rent.

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