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Replace Checkbox Group from the Assessment Of Condition Of Rental Property

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Aug 6th, 2022

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How to Replace Checkbox Group from the Assessment Of Condition Of Rental Property

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hello my fellow keller williams agents how are you on this saturday evening at 10 34 p.m good okay so lets get down to business here okay so now when youre doing and you have to send a lead disclosure out to your clients you know the way theres an area where seller has to choose a and b and then do you have lead yes i do i dont i dont know blah blah yadda yadda so there are options there we are not allowed to check off anything for them so they have to check it off themselves so im going to show you how to add the check boxes which will allow them to check it off themselves the way we were doing it before in our contact to close unfortunately did not work so i figured out how to do it the right way um so those of you who did the contact to close class you might want to check this out and follow it through follow through the whole class and this video i should say and figure out how to do it and going forward ill be showing you how to do this so im going to try to get this all

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

What is included in capital expenses for rental property?

Capital expenses for rentals are funds spent to enhance or upgrade a property, in addition to accounting for routine repairs and upkeep. Investment buildings, technology, and other fixed company assets are generally capital expenditures.

What can be used to document acceptable rental history when manually underwriting VA loans?

Rental Payment History The following documentation is acceptable: Canceled checks can be provided. In lieu of canceled checks, the lender may use the borrowers bank statements, copies of money orders, or other reasonable methods for documenting the timely payment of rent.

Does Veterans United do manual underwriting?

Veterans United uses an automated underwriting system (AUS) as part of its preapproval process. An AUS is a process using artificial intelligence to determine whether or not you meet income and credit requirements to qualify for a mortgage loan.

What is required for a VA manual underwrite?

VA Manual Underwriting Guidelines VA does not have a maximum debt to income ratio requirement nor a minimum credit score requirement. However, with manual underwriting, the VA wants the cap the debt to income ratio to no greater than 50% DTI on manual underwrites.

Does VA require a rent-free letter?

Veterans who live with a family member or friend rent-free may need to provide a written letter of explanation to that effect.

What can you add back when calculating rental income?

From total gross rents, subtract total expenses. Then add back insurance, mortgage interest, taxes, homeowners association dues (if applicable), depreciation, and non-recurring property expenses (if documented ingly).

What is the most a landlord can charge for damages?

Usually, there isnt a legal upper limit on damage-related fees, as the cost is largely determined by the kind of repair thats needed to bring the unit back into the same state it was in before the tenant moved into the unit.

What is some typical documentation you would request from a loan applicant and or the verifications you would perform?

For this, your lender will need to see documentation of your income. Tax returns. For starters, most mortgage lenders want to see your last two years tax returns. W-2s or 1099s. Pay stubs. Other income documentation. Bank statements. Investment account statements. Gift letters. Other assets.

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