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welcome to contacts in this lesson Im going to show you how to change the payments per year or P / y using the financial calculator the HP 10 B 2 plus okay so how do you do this well let me switch it on by default this calculator is compounded 12 times per year okay 12 times per year so if you want to change that to one time per year or 4 times player to make it quarterly or to make it to me annually six times per year heres how you do it first things first how do you check how many compounding is at this payer currently when you just press that orange arrow facing downward and then you press C to clear all and you can see it shows you how many components it is currently paying I can see there I press the orange and then I press C you can see its showing me its 12 compoundings per year so if I want to change that its quite simple very simple for you to do that so lets say I want to change it to once per year okay yeah I just press 1 because I want to change it to 1 and then I pre