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so the New Years here and with that comes some big changes to my credit card strategy so in this video I want to go over the five key things Im focusing on with credit cards in 2023 including the fact that I just got approved for one new credit card that I really like but then I also just got denied for another really popular card so Ill explain exactly what happened and what my plan is in just a minute now to help give some background and context first I also want to give you all a quick recap of what I did in 2022 so to start off my strategy for the first half of last year was basically to use three existing credit cards I had for most of my purchases because of the unique way they were earning points now I just quit my job at the end of 2021 so I didnt want to open any new cards because I was keeping my expenses as low as possible and I didnt think I could hit any higher minimum spend requirements for new welcome bonuses so instead of getting any new cards at the first six mont