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these are in MasterCard are the two biggest credit card and debit card processors in the US accounting for 77 billion dollars worth of merchant fees each year those are the fees that Merchants pay when you swipe your credit card during a transaction typically they average around two percent for U.S credit cards but now JPMorgan Chase is working to develop its own in-house payment system that doesnt need to go through a third party such as Visa or Mastercard this is known as pay by bank and it could put visa and MasterCard out of business and were going to tell you how in this video but first of all if youre watching this video youre obviously into money and right now is a great time to start investing in the stock market because the markets are down and theres General negativity in the economy which puts stocks on sale and now as a boost to Kickstart your portfolio you can get up to 12 free stocks when you open an account and deposit any amount of money with the brokerage app Weeb