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If youre a creditor to a decedent, how do you file a claim? Orlando and Winter Haven attorney L. Reed Bloodworth handles probate and estate litigation for creditors, businesses, families and individuals in Florida. When someone passes away with debt owed to creditors, a Notice of Creditors is published in newspapers to inform people, and business entities with whom the decedent held debt. Creditors who are owed money by the decedent are then required to submit a timely statement of claim a creditor claim -- in the probate estate in order to pursue satisfaction of debts. The creditor claim must be filed on or before the later of three months after the time of the first publication of the Notice to Creditors. Or, 30 days from the date of service on the creditor as to any reasonably ascertainable creditor. The creditor files a statement of claim with the clerk of the court. The clerk then sends the claim to the personal representative of the estate. Legitimate debt claims should be pai
