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okay so were looking at home line calculations with the graphics calculator now theres a whole bunch of stuff you can do here but were going to do a fairly simple one here where you calculate the repayments so go to your TV m mode on your calculator and then go to compound interest which is f two batteries running out forget through this now youre n is your number of compounding periods now its not your number of years so youre going to have to do however many years it is times the number of months so if its 30 years youre going to do 30 times 12 so its 360 so just be aware of that love will make mistake without not 30 years 30 times 12 will give you your actual actual number alright so weve got an interest rate of 7.2 percent now when you type it in actually type it in a 7.2 dont convert it to a decimal 7.2 now our home loan is going to be four hundred and twenty thousand dollars thats our present value and we put that in as a positive number because its money that came i