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This video tutorial discusses income replacement coverage as part of accident benefits (Section B) for insured motorists in Canada. It highlights a scenario where a tradesperson suffers a broken ankle, preventing them from working. Once eligibility is established, income replacement coverage allows the individual to recoup lost income on a weekly basis, typically for up to two years. The tutorial notes that Ontario permits upgrades to certain benefits, including income replacement. This means that individuals unable to work due to an automobile accident may receive more than the standard weekly amount, providing reassurance that their income is protected.