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This tutorial guides you on how to write a yo-yo, or debt acknowledgement form, in just two minutes. Start by visiting the video's description to choose a format suitable for your computer, such as DocHub PDF, Microsoft Word, or Rich Text. After selecting DocHub PDF, download the form to your computer. Upon opening, you'll see sections to fill in: your name as the borrower, the name of the creditor (the lender), the amount borrowed (both numerical and written out), and the date. Once completed, sign at the bottom, and consider having a witness present. This one-page IOU form can be downloaded for free from free downloads.net.