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Hi everyone and welcome back to The Independent Dollar as we continue in our January Retirement and Savings Series. Todays video is all about Locked-In Retirement Accounts. If youve recently left your employer where you had a pension and are wondering what to do next, then this video is for you. If this is your first time here, we make personal finance videos in a way thats easy to understand so you can be more confident and independent with your money. If that sounds like something that you might be interested in, feel free to join us by subscribing and lets get started on todays topic. While youve enjoyed the benefit and peace of mind that a workplace pension offers, your employment has now ended, either because youre approaching retirement or maybe you decided to change careers. Either way, youre left with a decision: what are you going to do with your pension? Generally there are a few options to consider based on who and how your pension plan is managed, but here are some