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hi guys welcome back to my youtube channel today im going to discuss about uh homeowner insurance so guys uh lets see what is homeowner insurance homeowner insurance is a form of property insurance that covers losses and damage to an individual residence along with furnishing and other asset in the home homeowner insurance also provides liability coverage against accident in whom or on the property key takers of homeowner insurance homeowner insurance is a form of property insurance that covers losses and damages to an individuals house and assets in the home the policy usually covers interior damage exterior damage loose or damage of personal assets and injury debt arises while on the property if the homeowners insurance policy has a liability limit which determines the amount of coverage and insured has should an unfortunate accident occur homeowner insurance should not be confused with a home warranty or with mortgage insurance in whom owner insurance has given property in incid