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HALF-HOUR WITH WHAT ABOUT THE COST AND AVAILABILITY OF YOUR HOMEOWNERS INSURANCE. DISCUSSIONS ARE GOING ON THAT ARE BEING DESCRIBED IN TWO WAYS IN SACRAMENTO. ONE NEGOTIATIONS THE STABILIZE, THE INDUSTRY. AMA: A BAILOUT OF COMPANIES, AND A SECRET RECORDING OF A LOBBYIST HAS EMERGED. DAN: MICHAEL FINNEY HAS HEARD IT HIMSELF. MICHAEL: THIS IS AMAZING. THE INSURANCE INDUSTRY SAYS THE COST ASSOCIATED WITH WILDFIRES ARE TOO HIGH IN CALIFORNIA MUST CHANGE INSURANCE ROLES. NO SECRET RECORDING -- NOW A SECRET RECORDING FROM A LOBBYIST HAVE BEEN RELEASED, CHANGING EVERYTHING. CONSUMER ACTIVIST, JAMIE, WAS ON A SOUTHWEST FLIGHT FROM L.A. TO SACRAMENTO. HE TELLS ME THE PASSENGER ACROSS THE AISLE WAS THE INSURANCE INDUSTRY LOBBYIST, THE CONSUMER WATCHDOG RELEASED THIS PHOTO. THE COURT SAYS THAT HE WAS TALKING LOUDLY A AND TO OTHERS ABOUT THE EFFORT TO CHANGE CALIFORNIA INSURANCE LAW. I HEARD HIM SAY REMARKABLE THINGS. I TOOK MY TAPE RECORDER OUT AND I STARTED RECORDING. MICHAEL: HERE IS A PORTI