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hey credit Heroes there is a simple strategy that can remove late payments from your credit report and boost your credit score up to 192 points and today Im going to show you exactly how to do it and Im going to give you all the tools you need to get it done so you better stick around my name is Daniel Rosen and welcome to credit repair business secrets everyone knows what a late payment is you have a bill and a due date but for whatever reason you dont make the payments on time its easy to understand because most of us have done it a Lending Tree survey found that 64 percent of Americans had been late when paying a bill and the three most common late payments are utility bills credit card bills and cable or Internet bills late payments are a fact of life because it happens people miss making payments for many legitimate reasons some people Miss payments because theyre in the military they were on deployment and they didnt receive the bill others missed payments because their med