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hey everybody derek bison here and todays topic were going to be talking about some big changes in condominium financing through fannie mae and freddie mac so if youre thinking about coming to florida and buying a condominium here youre gonna definitely need to pay attention because this may actually affect you in this video were going to be covering the following topics whats changed how the change could affect your transaction and well cover some alternatives lets get started all right so the big change here has to do with conventional financing thats financing that is backed by fannie mae and freddie mac so if youre looking to get a conventional loan to finance a condominium this is where things are going to get different so effective january 1st 2022 the new rules are going to go into effect and many lenders like us have already implemented the change the change has to do with how the condominium qualifies for the loan when youre buying a condominium you would expect tha