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what hello everybody Im Matt Garrett founder and CEO of TGG and today we are going to talk about Alternative forms of debt financing when you cant get a bank loan before we get started make sure you click on the Subscribe button and if youre on YouTube click on the alert notifications so you can be notified when we post new videos so what are the Alternatives if the bank has turned you down you have no way to get other other money in other than bringing in partners and you dont want to do it because you dont want to dilute your ownership percentages well there are a handful of other opportunities but beware these are all dangerous and need to be thought of as only short-term Solutions and not long-term Solutions so the first one is if you dont want to give away Equity immediately you can use something called convertible debt what is convertible debt well its exactly what it sounds like it is debt meaning youre taking on a loan from somebody that then ultimately they get to the