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my name is Bush Nielsen this is the sixth and final video in a series that Ive done having to do with closing protection letters and title agents who serve as the closing agents for lenders in this video I describe the options that are sometimes described as alternatives to closing protection letters I want to discuss all those options and explain the how they work and how they relate to the coverage of the closing protection letter a number of these so-called alternatives have been discussed by the NAIC or the National Association of Insurance Commissioners in a white paper that they produced recently and also in trade industry articles including one that appeared in the alt a title news fairly recently at the end of this video there will be a slide that shows you how you can go to a frequently asked question sheet that Ive prepared that will point you to the white paper prepared with a naic and two different articles produced by the industry about these alternatives to the closing