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In this tutorial, Lee Pearlman discusses seven common deceptive tactics used by insurance companies in personal injury claims. The first tactic is to settle quickly, often for a fraction of the claim's worth. Insurance companies aim to offer settlements that can be significantly lower—up to 400% less—than what an attorney might secure. This initial settlement typically ignores crucial factors like medical costs, lost wages, and pain and suffering. Pearlman emphasizes the importance of having legal representation to ensure fair compensation and warns against accepting early offers without understanding their full implications.