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hi folks and welcome back to meaningful money okay Im here just opened away from the prom in Penzance you can see the traffic going along the prom behind me and just over my shoulder here is the gates of Jubilee pool which is a Victorian Lido lied oh is it never quite sure and its an outdoor pool which is that fed by the sea all right so its freezing cold never been in there a bit of an impromptu location this because Ive had to redo this video because I made an error in my first recording always a bit annoying when you watch it back and they think theres no way I can edit that thats a very good fit so here we are reshooting okay so were going to talk about contracts for difference okay now for what we get into that as ever I must thank my good friends down here seven investment management who sponsor meaningful money and then how many to keep going so thank you very much to them contracts of a difference as the name suggests is a contract between two parties and its a contract