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In this presentation, the speakers, Julian and his colleague, pose the question of the future of insurance. They discuss the possibility of selling insurance through virtual reality in five years but express skepticism about this direction. They raise concerns about the relevance of insurance agents, comparing their potential extinction to that of used car salesmen. However, they emphasize that some insurance agents will thrive while others may become obsolete. The key takeaway is that adaptation is crucial; those who embrace change will survive in the evolving insurance landscape.