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VARIABLE RATE MORTGAGES HAVE JUMP IN THE WAKE OF INTEREST RATE INCREASES HERE IN CANADA AND THEY ARE SET TO RISE EVEN FURTHER THAT MAY HAVE SOME HOMEOWNERS CONSIDERING WHETHER THEY SHOULD CONVERT TO A FIXED RATE MORNING YOU BUT OUR NEXT GUEST SAYS THATS NOT A FORGONE CONCLUSION. LETS TALK NOW TO JAMES LAREK CO-FOUNDER OF RATE HIKES.CA. JAMES THANKS FOR JOINING US. ITS EASY TO UNDERSTAND THE DISCOMFORT THAT HOLDERS OF VARIABLE RATE MORTGAGES WOULD FEEL. NOW THE BANK OF CANADA SET TO RAISE RATES, ALMOST UNIVERSITIERS HAVE I WILL EXPECT FOOD BUMP THEM UP BY ANOTHER THREE QUARTERS OF A PERCENTAGE POINT NEXT WEEK. WHAT ARE SOME OF THE FACTORS THAT MORTGAGE HOLDER NEED TO UNDERSTAND BEFORE MAKING MOVE TO A FIXED RATE MORTGAGE? GOOD MORNING, PAUL. THANKS FOR HAVING ME. SO I GUESS THE FIRST THING TO UNDERSTAND IS THAT YOU CAN -- WITH ANY MORTGAGE LENDER IN CANADA YOU CAN CONVERT FROM A VARIABLE TO A FIXED RATE MORTGAGE AT NO COST. YOUR CURRENT LENDER TO OFFER YOU A TERM THAT IS THE SAME
