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good afternoon or good evening wherever you might be my name is jeffrey morowitz its my pleasure to welcome you to this two-day virtual colloquium on resolution of financially distressed financial institutions the colloquium is hosted by the university of british columbia center for business law with the support of the international insolvency institute the topics that will be discussed during the colloquium are both important and theyre especially timely considering todays uncertain environment it is a busy agenda we want to keep on time throughout the colloquium the opening keynote will certainly capture your attention the topic is too big to fail from lehman brothers to covet 19. there was certainly a panic in 2008 when the financial crisis hit and theres a little bit of a panic right now or at least a lot of uncertainty surrounding covet 19 both from a medical impact but also economic impact the keynote will be delivered by a gentleman who requires really no introduction donald